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Mobile Loan

Fast. Easy. Secure.

Online Personal Loans for when you need cash NOW.

Simple Loans

Quick & Simple Loans

All you have to do is fill out our online loan form and in minutes you’ll find out the personal loan amount you qualify for.

Bad Credit

Bad Credit? No Problem

Are you worried about your credit? Don’t be! At Atlas Credit, we regularly provide bad credit loans to our customers.

Transparent

Transparent Process

You'll be fully informed of every detail – the monthly payment amount, your payment due dates, and the total amount of the note.

Simply apply online right now, or choose one of our many convenient locations, including Tyler, TX, Dallas, TX, Austin, TX, Corpus Christi, TX and beyond - call or visit to submit your loan application today. As a consumer loan company, we have a variety of personal loan options, including credit starter loans and signature loans, all ranging from $100 to $1,400. So, don't waste any time. Get approved for a personal loan today and get your money – fast.

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Personal Loans

How our Personal Loans Work

We’re different from a Payday Loan Company.

Because of our long term repayment options, you can pay back your loan more comfortably and with smaller payments than you could with a normal payday loan. We don't require our customers to have checking accounts, nor do we charge any hidden fees. We'll be totally upfront with you about our personal loan process from the moment you contact us.

The personal loans we offer are set up on 5 to 12 month term contracts, and you'll be fully informed of every detail – the monthly payment amount, your payment due dates, and the total amount of the note. Plus, the fees and terms of the contract will not change throughout the course of the agreement. That means you can plan your budget according to a simple, fixed schedule. Also, even if you complete our online loan application and feel worried about your credit, you should have no fear. At Atlas Credit, we regularly provide bad credit loans to our customers.

Simply apply online right now, or choose one of our many convenient locations, including Tyler, TX, Dallas, TX, Austin, TX, Corpus Christi, TX and more - call or visit to submit your loan application today. As a consumer loan company, we have a variety of personal loan options, including credit starter loans and signature loans, all ranging from $100 to $1,400.

Loan Advice & Financial Tips

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How We Determine Creditworthiness

We offer bad credit personal loans to customers who have been ignored by other banks and credit card companies. We don't use your credit score to determine whether you qualify for a loan. Instead, we look at other factors that tell us more about your commitment to paying back the money you borrow, such as the following:

We appreciate the stability of a steady job and work with you to determine loan terms you can thrive with. We also consider budgets, looking at how a loan will fit into your existing financial commitments.

We never use your credit history as the determining factor because so much can change for your situation. You may have had circumstances in the past that made it difficult to repay your debts, but that shouldn't bar you from borrowing money in the future.

What to Expect From the Application and Payment Process

Our online loan application takes just a few minutes to fill out. We get back to you on the status of your loan quickly, sometimes even on the same day you apply.

Once your loan has been approved, we discuss the terms of the loan. We look at your financial situation to decide what type of payments you can handle. We want you to feel confident you can repay your loan through the terms we agree on. Each person's situation is unique, so we make the terms of each loan unique as well.

Applying for a Loan With Us Won't Affect Your Credit Score

Many people worry that applying for a loan will negatively impact their credit score. That won't happen at Atlas Credit. When you fill out our application, we do a soft inquiry. A soft inquiry won't impact your credit at all. It is available for reference only, and it is indisputable. It is a safe way to see your credit history without impacting your future ability to secure loans.

What Credit Scores Are Accepted?

We accept a range of credit scores, including "bad" credit. You don't need to worry about your credit when you apply with us.

The BEST
Personal Loans Online

Personal Loans up to $1400 throughout all of Texas and beyond


We pride ourselves on offering some of the best loans for bad credit. When you apply for one of our personal loans, we do not limit approval to your credit score. We consider all of your qualifications so that we can offer you a repayment plan that works for your budget. Our personal loans are designed to meet your individual financial needs, and we pride ourselves on providing excellent customer service from the first moment you contact us, even if you have bad credit.

How Much Has Atlas Credit Loan?

We have loaned millions to thousands of people throughout Texas and Oklahoma since opening our doors in 1968. We care about our customers and their families, and we make personal connections to everyone we serve.

How Can a Personal Loan Change Your Life?

If you live paycheck to paycheck, you know how stressful it can be to worry about whether you can make your next mortgage payment. You may find yourself deciding between paying a utility bill or a credit card bill. You have a steady job and a great work ethic, but you can't seem to stretch your money enough to live comfortably. You constantly worry about your bills.

A personal loan can alleviate so much of that tension. When you get a personal loan, you can pay down your most pressing debt immediately. You no longer have to worry about making a monthly payment, and you can even get ahead on things like utilities and mortgage payments.

With a personal loan from Atlas Credit, you may even have enough left over to enjoy something special. Put away some of the money for holiday presents or take the vacation your family has always dreamed about. A personal loan can change your life for the better.

Where Can You Find an Atlas Location Near You?

We have Atlas Credit offices located conveniently throughout Texas, Oklahoma and Virginia. Check out our locations and learn more about our local offices.

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