The Basics of Our Online Loan

We're making life easier for our customers! Now you don't need to live near one of our stores to get a loan from Atlas Credit

Take just a few minutes to fill out our secure online application or call us toll free at 1-844-4MY-LOAN to complete your application over the phone.

If you submit an application online, a customer service representative will call to verify your information (or you can call us!).

If approved, you can eSign your loan documents to make the process even faster!

Now the part you've been waiting for! Atlas Credit deposits money into your bank account!

More Details of Our Online Loan

Basic Requirements

Provide a verifiable source of income that meets our minimum income requirements.

You need to be at least 18 years old, a United States citizen, a resident of the State of Texas and meet our stability / ability to repay requirements.

You cannot currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

Applying for an Online Loan

Applying for an online loan with Atlas Credit is easy. Just complete our simple online application to find out if you qualify, or if you prefer, call us at 1-844-4MY-LOAN to apply over the phone.

Verification Process

Once you've submitted your loan application, we will need to speak with you to verify your application details. We may also require additional third party verification: (i) from your bank; (ii) of your employment; and/or (iii) of your income details, before your loan can be approved.

Closing & Funding Process

If you are approved for a loan, you'll be asked to electronically review and sign a loan agreement that details the terms of the loan for which you have applied, including all fees and interest chargeable to you under the agreement.
During this process, you're encouraged to connect with our highly trained team via phone (1-844-4MY-LOAN) or email us (online@atlascredit.com) with any questions.

Once you've electronically reviewed and signed the loan agreement, your loan proceeds may be deposited into your bank account as early as the next business day*.

* The date and time that funds are deposited in your bank account are subject to the time of your financial institution.

Repayment Process

As an Atlas Credit customer, we offer easy options to make your monthly loan payment.
You can make your payment over the phone (1-844-4MY-LOAN) using your debit card or you can mail a check/money order to our office.